Real estate appraisal services for homeowners in the city of Surfside Beach and Horry County

The top 7 reasons why South Carolina homeowners order from Andrew Morton:

To get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
To challenge your property tax assessment in South Carolina
Remove PMI to cut a mortgage payments
Reinstate their Home Equity Line of Credit (or HELOC)
To review another appraiser's report for verification
If real estate needs to be divided because of a divorce
Settle an estate in South Carolina by determining the true market value of real estate


	Need help deciding the price of your home in or near Surfside Beach, South Carolina? Contact Andrew Morton.

We at Andrew Morton understand the special needs of a homeowner after appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale by Owner

It's very hard to be objective about your home because of your emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract interested buyers, a professional appraisal is very crucial as a negotiating tool once you have a potential buyer. The appraisal is something concrete to show the buyer. The appraisal is an independent third party's opinion of your house's market value, not just how much your home is worth. Potential buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to a seasoned appraiser's value conclusion than yours.

Challenging Horry County's assessment of your property

If you live in an area that is declining or not appreciating as much as other homes close by, your local tax assessor may have your home overvalued. That means you are going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better. An appraisal report from Andrew Morton is your best weapon when contesting your property tax assessment.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is an attractive money saver for homeowners. Once your mortgage loan amount is down below 80% of the value of your home, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. We are qualified in helping customers just like you remove unwanted and unneeded PMI insurance.

Was your HELOC recently frozen?

If your property is close to a declining area, your lender may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be troublesome from a cash flow point of view, but it can be destructive to your credit score since it may appear as though that credit line is maxed out. Andrew Morton can help you reinstate your home equity line of credit with a professional appraisal.

Field and Desktop Appraisal Review Services

Would you wish a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you want a seasoned professional to double-check your appraisal for accuracy? Andrew Morton offers field reviews where we'll go out and check the subject and comps in question. If you need it ASAP, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.

We can also provide you with a retrospective review of any appraisal you may have had in the past. Even though most review work is requested by lenders for quality control, homeowners suspecting a prior appraisal wasn't above board are wise to invest in a second opinion.